5 Things Workers Compensation Covers, and Doesn’t! In part 1 of our Workers Compensation series, we touched on what exactly Workers Comp is, how it is sourced and why its needed. Today we look at 5 things that Workers Comp can cover….and a few things that it doesn’t exactly cover! So what exactly can Workers’ […]
Nearly every business faces at least some risk of on the job accidents, whether it be carpal tunnel injuries, stress related incidents, a fall down the stairs or equipment malfunctions that cause loss of limb or even death. If one of your employees is hurt while working for your business, you could be held responsible […]
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Cyber Insurance If your business handles sensitive customer data (such as credit card or bank account numbers), data breaches pose a serious threat to your financial stability. Cyber Insurance protects business against the expenses associated with a data breach, which can run into the hundreds of thousands of dollars. A lawsuit resulting from a data […]
Underwriting Emerging Insurance Risks offers insurers avenues for innovation. Insurers opting to take up these opportunities need to ensure policy wordings are sufficiently dear to avoid having to pay out on risks they never intended to cover. That warning comes from Trevor Maynard, head of exposure management and reinsurance at Lloyd’s of London. “The key […]
Holiday season will soon be upon us, so here’s a few timely reminders on securing your Home when away on holidays. In our post on Home Insurance Unoccupancy, we discussed the concept of coverage being reduced, restricted or precluded, if home policy holders do not advise insurers if they are away from their home for a […]
