It is a simple fact that most homeowners will not have enough savings to rebuild a badly damaged or destroyed home, or to pay off the mortgage still owing even though the home no longer exists. That’s why we have insurance, right? Even though most homeowners do have Home Insurance, a worrying proportion of people do […]
Most small business owners are born optimists. After all, why take the plunge unless you’re confident you can stay afloat? But positive thinking can only take you so far. To succeed in business and stay on course, you also need to think about what could possibly go wrong and seek the help of an expert. […]
Statewide’s long-term banking partner Macquarie, takes a look at 5 areas to consider before you disrupt your industry in 2019. Disrupting your industry means challenging the status quo while offering something much more than change. Disruption can come from anywhere and in this technology-filled world where everyone can access the latest information, the size of […]
It can all happen so quickly – a customer catches their foot on a chair leg, or slips when coming in from the rain – but your business is left dealing with the legal and financial fallout for months. Whether you have a restaurant, a shop, an office or work from home – if a […]
Many SME owners believe that they don’t have to worry too much about cyber crime. After all, why would Internet villains bother with small fry when they could go after heavy hitters such as Yahoo, eBay or Uber? Unfortunately, cyber criminals take an equal-opportunity approach. While they can and do target large organisations, they […]
Small Business Insurance for small, SME, medium, large business…whatever your business type, the common components of Small Business Insurance generally remain the same. Lets run a quick guide on the basics of small business insurance. The Big 3 Property Insurance Public Liability Workers Compensation The Staples Business Interruption Burglary Glass The Extras Money Machinery Electronic […]
Broker network Steadfast has reported a 13.6% rise in statutory net profit to $75.9 million for the year to June 30, powered by organic growth and contributions from acquisitions. Underlying revenue surged 15.5% to $582.5 million and earnings before interest, tax and amortisation (EBITA) grew by the same margin to $165.6 million. Acquisition growth increased […]
Tax time. Words that can strike a mix of fear and dread into the heart of any small business owner. But they don’t have to. As the end of the 2017/18 financial year fast approaches, small business owners should set aside time to assess their financial situation and lay down plans for the future. And […]
One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wider range of commercial activities, even expanding into new locations. A growing business usually requires a growing workforce. With more equipment and […]
