• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Statewide Insurance Brokers

Statewide Insurance Brokers

Welcome to Statewide Insurance Brokers

  • About
    • About Us
    • Why use Statewide
    • Steadfast
    • Let’s Talk Insurance
  • Services
    • Our Services
    • General Insurance
    • Insurance Products
    • Insurance Companies
    • Corporate Insurance
    • Specialty Schemes
    • Obtain Insurance
  • Resources
    • Knowledge Centre
    • Claims Information
    • Payments
    • Premium Funding
    • Document Library
    • Calculators
    • Obtain Insurance
  • Social
    • Blog & News
    • Insurance Report
    • Facebook
    • Instagram
  • Contact
  • Obtain Insurance
  • CALL US (08) 9474 4344

Slip and Trip Liability

July 30, 2016 By barksupport

You’ve worked hard to build up your business; you have a sense of pride in what you do, how you do it and how the business is perceived in the market. Therefore it is not unusual when a business owner receives a claim against them to take this as a personal affront that says their business practices are not up to a high standard. But this scenario is not always the case and you may simply be a victim of circumstances.

This may occur when someone injures themselves on or about the business premises, commonly known as a ‘slip and fall’. There have been cases argued in courts referring to the duty of care one has to their customers and the public in general.

One notable case was an argument over when it would have been practical for a dropped potato chip in a shopping centre food court be noticed by a cleaner. This caused much discussion because a member of the public had in fact slipped on it but the argument continued around the food court scenario. Where did the chip come from, what was it doing on the ground as a hazard and how long had it been there?

The argument of time proved crucial, because the duty of care of the shopping centre and food court cleaning staff meant that dropped food should not remain there but the argument continued over how long it had been there unattended – for 5 minutes, 15 minutes or longer?

Another example recently was in a fruit market with various stall holders and the case of a rogue plum. Someone slipped on it and it couldn’t be identified how it got there and from where this plum originated. An insurance claim was submitted and the stallholder who happened to sell other produce (but no plums) ended up involved and submitting a claim because the incident took place nearest to his stall.

The point is, especially in shopping centres and areas of high pedestrian traffic, slip and fall accidents are commonplace and the business owner must be prudent in providing a safe environment for staff, customers and general public. Footpath dining is another hazard contribution with dropped food, spilt drink or the increasing trend of small dogs on tight leads in the path of café customers and other pedestrians.

 

Filed Under: Insurance

Primary Sidebar

Latest Posts

Why Your Business Needs Cyber Insurance

How to Prepare for Unexpected Risks in your Business

Avoiding Under-Insurance on your Home Policy

5 Ways to Avoid Trip & Fall Incidents

The Big Problem With Your Product Liability Insurance

Categories

Archives

Quote

Documents
Contact

Let’s Talk Insurance

We remove all your insurance headaches. Trusted advisors since 1970.

Start Here

Footer

STATEWIDE

Phone: (08) 9474 4344
1300 791 601

3/78 Mill Point Road
South Perth WA 6151

PO Box 240,
South Perth WA 6951

 

Social

See what we're up to by following along on social media.

  • Facebook
  • Instagram
  • YouTube

Information

Quotes  |  Claims

Knowledge HQ  |  Blog

Payments  |  Documents

About Us  |  Home

Contact

Phone: (08) 9474 4344
1300 791 601

Email Us:
info@statewideib.net.au

AFS  231 311
ABN 87 008 743 280

© Statewide Insurance Brokers Pty Ltd | AFS 231 311 | Phone (08) 9474 4344

Home | Compliance | Careers | Feedback | Website by