Many SME owners believe that they don’t have to worry too much about cyber crime. After all, why would Internet villains bother with small fry when they could go after heavy hitters such as Yahoo, eBay or Uber? Unfortunately, cyber criminals take an equal-opportunity approach. While they can and do target large organisations, they […]
How to Prepare for Unexpected Risks in your Business
Most small business owners are born optimists. After all, why take the plunge unless you’re confident you can stay afloat? But positive thinking can only take you so far. To succeed in business and stay on course, you also need to think about what could possibly go wrong and seek the help of an expert. […]
Avoiding Under-Insurance on your Home Policy
It is a simple fact that most homeowners will not have enough savings to rebuild a badly damaged or destroyed home, or to pay off the mortgage still owing even though the home no longer exists. That’s why we have insurance, right? Even though most homeowners do have Home Insurance, a worrying proportion of people do […]
The Big Problem With Your Product Liability Insurance
Nike went from “Just Do It” to “just blew it” when one of its basketball shoes tore apart spectacularly on US national television, causing superstar Zion Williamson to hit the floor clutching his knee, before hobbling off the court. The sneaker blowout wiped $2 billion off Nike’s market value overnight and raised serious questions over […]
The Basics of Small Business Insurance
Small Business Insurance for small, SME, medium, large business…whatever your business type, the common components of Small Business Insurance generally remain the same. Lets run a quick guide on the basics of small business insurance. The Big 3 Property Insurance Public Liability Workers Compensation The Staples Business Interruption Burglary Glass The Extras Money Machinery Electronic […]
5 Ways to Prepare for Tax Time
Tax time. Words that can strike a mix of fear and dread into the heart of any small business owner. But they don’t have to. As the end of the 2017/18 financial year fast approaches, small business owners should set aside time to assess their financial situation and lay down plans for the future. And […]